An AI-powered matching engine built by a broker who closed over $1B in commercial and residential deals. Describe your deal. Get matched to the right lender. That's it.
Property type, location, loan amount, credit profile, timeline. The basics. Takes five minutes or less.
The engine runs your deal against every active lender's criteria. Geography, LTV, loan size, property type — all of it. You see the ones that fit.
A capital advisor connects you with the matched provider. Disclosures handled. Paperwork handled. You focus on closing.
Lines of credit, term loans, merchant cash advances, revenue-based financing. No collateral required. Business-purpose only.
Acquisition, refinance, bridge, construction, rehab. Multifamily 5+, office, retail, industrial, mixed-use, hospitality.
DSCR loans, fix-and-flip, bridge, rental portfolio, home purchase, refinance. Investment properties and owner-occupied. We match — a licensed lender handles the application.
Tokenize real estate, precious metals, invoices, or debt into digital securities. Raise capital, increase liquidity, or borrow against tokenized positions.
You define the criteria — states, property types, loan sizes, LTV, DSCR, credit. You only see deals that fit.
Every lead goes through qualification before it reaches you. Deal profile, disclosures, documentation — handled.
Update your rates and criteria whenever you want. Set a reminder schedule and we'll ping you when it's time.
Compensation is performance-based. Standard deals, standard fee. Complex or specialty deals, higher fee. Transparent.
Enter your programs and criteria. Sign a comp agreement. Start receiving matched leads. Takes five minutes.
Get startedTokenize commercial or residential property into fractional ownership tokens. Securitize mortgage pools, business loans, or receivables into tradable digital instruments. Raise capital or increase liquidity without selling the whole asset.
Reg D, Reg A+, Reg S, Reg CF — built in, not bolted on. Zoniqx embeds KYC/AML, investor accreditation, and transfer restrictions at the asset level. AI agents monitor regulatory changes across jurisdictions in real time.
Tokenize to raise capital from qualified investors, borrow against your tokenized position, or distribute fractional ownership through licensed intermediaries. Cross-chain settlement with full audit trail.
Over $1B in closed commercial and residential volume. Years on the origination side — placing deals, running rate sheets, grinding through underwriting.
The one thing that never got better was matching. Borrowers shopping blind. Brokers guessing which lender to call. AEs getting submissions outside their box.
So I built the system that should have existed. An AI matching engine that takes a borrower's deal and routes it to the lender whose programs actually fit. No spray-and-pray.
The matching problem in lending isn't a technology problem. It's a data problem. Every lender has criteria. Every borrower has a profile. The engine just connects the two.Joshua Freedman — Founder